policy

Employee Retirement Income Security Act (ERISA)

ERISA provides the primary legal framework for employer-sponsored benefit plans and governs group health plan design, plan administration, and participants’ rights. For self-insured group health plans, ERISA’s preemption provision ensures uniform, federal regulatory scheme that preempts state and local laws pertaining to employee benefits. Therefore, the National Business Group on Health supports preserving ERISA as the primary law governing employer-sponsored benefit plans.

 

 

Featured Resources

U.S. Supreme Court Finds ERISA Preempts Vermont Law in Gobeille v. Liberty Mutual Insurance Co. U.S. Supreme Court Finds ERISA Preempts Vermont Law in Gobeille v. Liberty Mutual Insurance Co.
This Public Policy Alert summarizes the most recent U.S. Supreme Court decision on ERISA’s preemption provision and its application to state laws that require self-insured plans to submit claims data.

Group Health Plan Federal Legal Compliance: A Resource for Members of the National Business Group on Health Group Health Plan Federal Legal Compliance: A Resource for Members of the National Business Group on Health
This slide deck provides an overview of federal laws—including ERISA—that apply to self-insured group health plans.

Outsourcing ERISA Group Health Plan Appeals Outsourcing ERISA Group Health Plan Appeals
The purpose of this survey is to determine whether employers outsource ERISA group health plan appeals and if so, who they partner with.

 

Also of Interest

National Business Group on Health's Position Statement on Preserving ERISA
This position statement details the Business Group’s positions related to ERISA and self-insured group health plans.

 

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