The Affordable Care Act included provisions to expand health insurance coverage to the uninsured by allowing individuals and small employers to purchase coverage on state health insurance exchanges and increasing eligibility for Medicaid coverage, although due to a U.S. Supreme Court decision Medicaid expansion is at a state’s discretion.
Exchanges are important to large employers for several reasons. Specific populations, such as early retirees, part-time employees, some dependents, COBRA eligible individuals, and full-time employees in some cases may find coverage through exchanges. Additionally, employees may be benchmarking their coverage against exchange coverage. Expanding Medicaid may boost employment, particularly among lower wage jobs, and give Medicaid-eligible employees and their dependents more affordable coverage options. Additionally, it reduces the risk that employers not offering coverage to low-wage employees will be subject to employer shared responsibility payments.
Chart - 2018 Public Exchanges with State-Level Premium and Insurer Information
A continuously updated chart with the 2018 latest available details on the public health insurance exchanges including insurers and premiums.
Spreadsheet of 2018 State and County Level Health Insurance Exchange Carriers and Premiums
This spreadsheet includes 2018 details of health insurance exchange carriers, premiums, cost-sharing information and more for 39 states.
What Your CEO is Reading - State Exchange Premiums
This newsletter highlights a New York Times article about the cost of state exchange premiums versus that of employer-sponsored coverage.
Private Health Insurance Exchanges: A Toolkit for Employers
Provides an up-to-date picture of the current private exchange market, the legal framework for plan sponsors choosing private exchanges, a guide for considering private exchanges and what types of questions interested employers should be asking of private exchanges.
Health Insurance Exchanges Year 4 Details- What Employers Should Know
Covered the latest details on the health insurance exchanges in year 4 including: premiums and plan competition, a closer look at 5 key states, trend and cost-sharing comparisons between exchange coverage and employer-sponsored coverage and more.
Numbers You Need – Public Policy
Find key statistics relating to a range of public policy topics.