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Health Disparities Cost Impact Tool

Welcome to the National Business Group on Health's Health Disparities Cost Impact Tool, developed in partnership with the Urban Institute. This interactive tool was designed to help you estimate the economic impact of health disparities in your company's diverse workforce, in terms of direct medical costs and lost workdays for a variety of health conditions. This tool utilizes annual employer-sponsored insurance data from the Medical Expenditure Panel Survey (MEPS). The MEPS data serve as benchmarks for average disparities-related costs based on race and ethnicity, age and job category. For your workforce analysis, we provide the following race and ethnicity categories: Black, Hispanic, Asian, White and other multi-racial groups. In addition, this tool applies research estimates to calculate the cost impact of health disparities on lost workdays.

Funded by U.S. Health and Human Services Office of Minority Health, this tool is open to member companies and the public. Login information is required. You may access saved reports during future visits and all reports will be visible only to other users from your company.

Questions or need technical assistance? Please contact us at

Note: You will be required to login to the website to access this tool. If you do not currently have a username and password, you may submit a request for a password by clicking on one of the following two links.

Go to My Estimates Page


The figures used in this tool are not meant to reflect actual health care costs experienced by a specific employer, but merely reflect estimates based on a national sample which is cross-referenced with an employer's diverse workforce population. The benchmarks provided serve only as default values.

The Business Group will only use this tool's information in aggregate, and will not identify any individual organization. However, we will review submissions for accuracy and may follow up with you to clarify questions about data entry to ensure valid analysis and reporting.